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Explore Financing Options
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Put Money Down on Your Land Today, OWN TOMORROW

Owner Financing

Liberation Ranches makes it easy to buy land in Texas, even without a bank. We provide owner financing options for you to purchase your land without using a traditional bank. With owner financing, simply put money down on your new land today, and own a piece of Texas tomorrow!

Why Take Advantage of Owner Financing?

Of the many benefits of owner financing, Liberation Ranches gives buyers the opportunity to enjoy flexible down payments and a faster, streamlined approval process.

  • Flexible Down Payment 
  • Faster Loan  
  • Longer Loan Term
  • Faster Closing  
  • No Bank Fees 

Get Started with Owner Financing

At Liberation Ranches, all of our loans are set up as traditional mortgages, amortized over the lifetime of the loan. We do not offer balloon mortgages, and do not charge PMI (private mortgage insurance). All you have to do is collect the following documents to start your application.

Download the financing document checklist here. 

 

Questions About Financing?

Our land expert team is ready to help. Contact us today to start the process.

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Owner Finance Checklist for Employed Applicants

  • Three months pay stubs
  • Three months bank statements
  • Previous year tax return
  • Previous year W2 or 1099
  • Identification – DL or Passport
  • Social Security Card or ITIN#
  • Any additional debt, credit or income to be considered
  • Proof of Funds for down payment and closing costs
  • Application fee $1,150, or more (cashiers check, or money order)
  • Earnest Money $2,500 for most properties (cashier's check, or money order)

Owner Finance Checklist for Self-Employed Applicants

  • Six months bank statements
  • Tax returns for last two years
  • Previous year W2 or 1099
  • Identification – DL or Passport
  • Social Security Card or ITIN#
  • Any additional debt credit or income to be considered
  • Proof of Funds for down payment and closing costs
  • Application fee $1,150, or more (cashiers check or money order)

Download Checklist Here

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Ashley and Liberation Ranches have been ABSOLUTELY AMAZING! All involved made the process seamless. Ashley is very informative and knowledgeable. She continues to help me even after the purchase of our piece of Texas.
Maggie R.
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We are more than grateful to God first and then to Ashley and her entire group of fellow workers at Liberation Ranches. We found a beautiful place in Hempstead to live, farm, and raise cattle. Fantastic customer service and they have all our references, to anyone who wishes to visit them will not regret buying a few acres of land.

Karen A.
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I had many questions going into the process of buying land, but Ashley was able to answer all my questions. She made the process extremely easy and fast. We were able to close faster than I even expected. The company went out of its way to make sure we were comfortable with everything. Thank you for the exceptional service! 

Faith B.
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In all my years as a customer/client in a variety of transactions. I have never enjoyed my dealings with my point of contact/sales representative like I have enjoyed this purchase with Stephanie.  She was absolutely AWESOME!!! She was prompt and thorough in every aspect of this process!
Jamal J.
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I'm really happy I decided to buy my land with Liberation Ranches. Great location and great price. Ashley helped me with the process, and she did an amazing job! The process was so fast and stress-free; she answered all my questions and doubts, and even now, after the whole closing is done, she still answers my questions at any time.

Daniel L.
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